Investment Strategy

Overall goals and objectives are the priority when establishing an investment portfolio for each client. Investments are made using the Modern Portfolio Theory (MPT) focusing on Strategic Asset Allocation, Diversification, and overall Security Fundamentals & Valuations. In addition, IFPG utilizes four core philosophies when constructing client portfolios.

I. PEACE OF MIND -Life is too short. Regardless of how great the potential gain, yield, tax advantage, etc.; if a person is uncomfortable or worried, don’t buy it or invest in it. Peace of mind should always be the #1 criteria relating to money

II. PRESERVATION OF PRINCIPAL WITH DIVERSIFICATION - We only offer “prudent” investment advisory services, which by definition mandates diversification. There is a reason the cliché “don’t put too many eggs in one basket” has stood the test of time.

III. TAX-EFFICIENT STRATEGIES - Most investors do not realize how much of their investment gains have been lost to taxation over the years. With many of our advisors being CPAs, it is a primary focus to construct tax-efficient portfolios for our clients.

IV. MINIMIZE INVESTMENT EXPENSES -Like taxation, investment-related expenses negatively impact portfolios. Investment decisions should not be made “solely” on the expense factor; however, it should be a primary consideration. We know how to construct low-expense portfolios.